- Cash transfers and unemployment allowances are short-term relief measures and fail to address the structural crisis of educated unemployment in India. - The rising mismatch between higher education outputs and market skill requirements highlights systemic flaws in employability and job creation. - Sustainable solutions require deep structural reforms, including quality education, demand-driven skill development, industrial growth, and entrepreneurship promotion rather than reliance on fiscal doles. **Introduction** The article analyzes the limitations of cash transfers and unemployment stipends in addressing the deep-seated problem of educated unemployment in India. It emphasizes that while fiscal relief offers temporary support, structural challenges like employability gaps, lack of quality job creation, and skill mismatches demand holistic policy interventions in education, industrial policy, and economic growth. **Core Issue and Detailed Points** - Cash transfers and unemployment allowances are short-term relief measures and fail to address the structural crisis of educated unemployment in India. - The rising mismatch between higher education outputs and market skill requirements highlights systemic flaws in employability and job creation. - Sustainable solutions require deep structural reforms, including quality education, demand-driven skill development, industrial growth, and entrepreneurship promotion rather than reliance on fiscal doles.