- Funding mechanisms under the National Urban Livelihoods Mission (NULM) are crucial for sustaining women's livelihood initiatives across states like Tamil Nadu, Karnataka, Maharashtra, and Madhya Pradesh. - The scheme focuses on urban poverty alleviation by supporting Self-Help Groups (SHGs), skill development, and micro-enterprise creation for urban women. - Effective utilization of central and state funds determines the grassroots success of women empowerment and financial inclusion programs in urban areas. - **Ministry of Housing and Urban Affairs:** The central government ministry in India responsible for formulating policies, coordinating programs, and overseeing urban development, housing infrastructure, and urban poverty alleviation initiatives such as DAY-NULM. - **Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM):** A flagship central sector scheme aimed at reducing urban poverty and vulnerability by building strong grassroots institutions like Self-Help Groups (SHGs) and promoting self-employment and skill training for urban poor. **Introduction** The article highlights the deployment and impact of funds under the National Urban Livelihoods Mission (NULM) in sustaining women's livelihood missions across major states including Tamil Nadu, Karnataka, Maharashtra, and Madhya Pradesh, emphasizing urban poverty reduction and women empowerment through SHGs and micro-enterprises. **Core Issue and Detailed Points** - Funding mechanisms under the National Urban Livelihoods Mission (NULM) are crucial for sustaining women's livelihood initiatives across states like Tamil Nadu, Karnataka, Maharashtra, and Madhya Pradesh. - The scheme focuses on urban poverty alleviation by supporting Self-Help Groups (SHGs), skill development, and micro-enterprise creation for urban women. - Effective utilization of central and state funds determines the grassroots success of women empowerment and financial inclusion programs in urban areas. **Key Statutory Bodies, Acts & Concepts** - **Ministry of Housing and Urban Affairs:** The central government ministry in India responsible for formulating policies, coordinating programs, and overseeing urban development, housing infrastructure, and urban poverty alleviation initiatives such as DAY-NULM. - **Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM):** A flagship central sector scheme aimed at reducing urban poverty and vulnerability by building strong grassroots institutions like Self-Help Groups (SHGs) and promoting self-employment and skill training for urban poor.