- A nationwide saturation campaign for key financial inclusion (FI) schemes—including PMJDY, PMJJBY, PMSBY, and APY—is scheduled to run from 21st October 2026 to 31st December 2026. - The campaign aims to bridge gaps in financial penetration, ensuring that unbanked and vulnerable populations across rural and semi-urban areas have access to formal banking, insurance, and pension security. - Focuses on mission-mode implementation through grassroots-level outreach, camp mode execution, and convergence with local administrative machinery. - **Pradhan Mantri Jan Dhan Yojana (PMJDY):** India's national mission for financial inclusion ensuring universal access to banking services, offering zero-balance basic savings accounts, RuPay debit cards, and accidental insurance cover. - **Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY):** A government-backed, one-year renewable life insurance scheme offering ₹2 lakh coverage for death due to any reason, targeted at bank account holders aged 18 to 50 years. - **Pradhan Mantri Suraksha Bima Yojana (PMSBY):** A government-backed personal accident insurance scheme providing ₹2 lakh coverage for accidental death or total disability, and ₹1 lakh for partial disability, for citizens aged 18-70. - **Atal Pension Yojana (APY):** A guaranteed pension scheme focused on workers in the unorganized sector, providing a minimum monthly pension ranging from ₹1,000 to ₹5,000 based on contribution levels. **Introduction** The Government of India is launching a targeted saturation campaign for financial inclusion schemes from October 21 to December 31, 2026. The drive aims to ensure 100% coverage of eligible beneficiaries under key national security and banking schemes like PMJDY, PMJJBY, PMSBY, and APY, driving last-mile financial delivery and social security. **Core Issue and Detailed Points** - A nationwide saturation campaign for key financial inclusion (FI) schemes—including PMJDY, PMJJBY, PMSBY, and APY—is scheduled to run from 21st October 2026 to 31st December 2026. - The campaign aims to bridge gaps in financial penetration, ensuring that unbanked and vulnerable populations across rural and semi-urban areas have access to formal banking, insurance, and pension security. - Focuses on mission-mode implementation through grassroots-level outreach, camp mode execution, and convergence with local administrative machinery. **Key Statutory Bodies, Acts & Concepts** - **Pradhan Mantri Jan Dhan Yojana (PMJDY):** India's national mission for financial inclusion ensuring universal access to banking services, offering zero-balance basic savings accounts, RuPay debit cards, and accidental insurance cover. - **Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY):** A government-backed, one-year renewable life insurance scheme offering ₹2 lakh coverage for death due to any reason, targeted at bank account holders aged 18 to 50 years. - **Pradhan Mantri Suraksha Bima Yojana (PMSBY):** A government-backed personal accident insurance scheme providing ₹2 lakh coverage for accidental death or total disability, and ₹1 lakh for partial disability, for citizens aged 18-70. - **Atal Pension Yojana (APY):** A guaranteed pension scheme focused on workers in the unorganized sector, providing a minimum monthly pension ranging from ₹1,000 to ₹5,000 based on contribution levels.