- Lending institutions proposed institutional financing models for Pradhan Mantri Awas Yojana Gramin (PMAY-G) beneficiaries at the PMAY-G Reform Samvad in Lonavala. - The consultation involved stakeholders like States, Housing Finance Companies (HFCs), Small Finance Banks (SFBs), Microfinance Institutions (MFIs), and Regional Rural Banks (RRBs). - The initiative aims to bridge funding gaps for rural housing and facilitate affordable institutional credit access for rural populations. - **Pradhan Mantri Awas Yojana Gramin (PMAY-G):** A flagship central sector scheme under the Ministry of Rural Development aiming to provide permanent pucca houses with basic amenities to eligible rural houseless households and those living in dilapidated houses. - **National Housing Bank (NHB):** The apex statutory financial institution in India established in 1988 under an Act of Parliament, operating under the RBI to regulate and promote housing finance institutions and develop the housing market. - **Ministry of Rural Development (MoRD):** The nodal central government ministry responsible for formulating policies and implementing programs for rural development, poverty alleviation, employment, and infrastructure in India. **Introduction** At the MoRD-NHB PMAY-G Reform Samvad held in Lonavala, lending institutions including HFCs, SFBs, MFIs, and RRBs deliberated on a roadmap to provide affordable institutional credit and bridge financing gaps for Pradhan Mantri Awas Yojana Gramin (PMAY-G) beneficiaries. **Core Issue and Detailed Points** - Lending institutions proposed institutional financing models for Pradhan Mantri Awas Yojana Gramin (PMAY-G) beneficiaries at the PMAY-G Reform Samvad in Lonavala. - The consultation involved stakeholders like States, Housing Finance Companies (HFCs), Small Finance Banks (SFBs), Microfinance Institutions (MFIs), and Regional Rural Banks (RRBs). - The initiative aims to bridge funding gaps for rural housing and facilitate affordable institutional credit access for rural populations. **Key Statutory Bodies, Acts & Concepts** - **Pradhan Mantri Awas Yojana Gramin (PMAY-G):** A flagship central sector scheme under the Ministry of Rural Development aiming to provide permanent pucca houses with basic amenities to eligible rural houseless households and those living in dilapidated houses. - **National Housing Bank (NHB):** The apex statutory financial institution in India established in 1988 under an Act of Parliament, operating under the RBI to regulate and promote housing finance institutions and develop the housing market. - **Ministry of Rural Development (MoRD):** The nodal central government ministry responsible for formulating policies and implementing programs for rural development, poverty alleviation, employment, and infrastructure in India.